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Estimate your monthly costs and how long your cash could last.
Are you moving into a new home?
Includes a rent buffer and first month in landing cash.
Display every result in
These are rounded planning figures, not verified market medians or bills-inclusive quotes. Real rent depends on neighborhood, timing, lease type and furnishing. The middle tier means a small solo setup; the city notes explain where evidence is thin. Furnished and short-let places can cost more. "1-bedroom+" often maps to a small 2-room flat in European listings. Have a quote? Use "Enter my rent".
Check the full housing payment before relying on the total. Separately billed heating, electricity, water and building charges are not included in Phone, internet & household. Budget separately for charges your rent excludes; do not add costs already bundled into an all-in quote. Rent reports with different inclusions are not directly comparable.
Check which bills your rent includes. Furnished and short-let quotes can cost more than these estimates.
Start with a preset. You can fine-tune individual categories later.
Save where it matters, but actually use the city.
Your Berlin plan
1.850 €
per month
Rent share
38%
Landing cash
2.800 €
+ 3 months
8.350 €
+ 6 months
13.900 €
Runway after landing
Add cash to see your runway.Your 3- and 6-month planning targets update with every choice.
Berlin
Estimated monthly burn
1.850 €
/ mo·≈ 22.200 € / yr
Sum of categories1.850 €
Headline estimates are rounded. Categories show whole units; currency conversion can add small rounding differences. These remain planning amounts, not price quotes.
One person, no car. Separately billed energy, water, building charges and insurance are excluded, as are medical bills, visas, taxes and one-off costs.
Your runway · optional
Add the cash you can actually use. JMTE subtracts landing costs, then shows how many months remain.
JMTE subtracts the deposit/upfront buffer, first month, travel, and setup, then divides what remains by the recurring monthly burn.
Use money available now—not future income, expected funding, or a credit limit.
Your runway after landing
Berlin
Add cash to see runway.
Each target covers landing cash, then the selected number of full months.
Berlin
3 months
8.350 €
6 months
13.900 €
Balanced preset applied. Change individual categories if needed.
Planning estimates for one person without a car. Source-check dates and modeled assumptions are separate: official price indices provide context, not proof of exact household spending. Separately billed housing charges, insurance, medical bills, taxes and visa costs are excluded from the standard baseline. Not a personal budget, tax quote, or legal advice.
Mix · Groceries plus lunches out or takeaway.
Selected food line maps to roughly 110 €/week before one-off pantry stock.This is model output, not a supermarket receipt or full meal plan.
Food estimates are rounded planning assumptions. Eurostat price levels compare countries; HICP tracks price changes within a country. Neither establishes a personal grocery budget or a city premium. Sweden's Konsumentverket and Budgetberatung Schweiz provide separate home-food budget comparisons. Higher tiers also model eating out. Check the evidence dates; supermarket scraping is not the recurring maintenance workflow.
Transit pass · Monthly public-transport anchor.
Some nights out · Regular coffees, drinks and event tickets.
Standard · Phone, internet and everyday household supplies.
Gym · Gym or sports pass plus basics.
Normal · Regular subscriptions, work tools and replacements.
Landing cash
A city-specific upfront-cash buffer and your selected rent create the baseline. Travel and furnishing stay at zero until you add them.
This is cash to reserve, not an amount a landlord is legally entitled to request. Visa, legal, tax and upfront insurance costs are not included in this landing-cash buffer.
Berlin
2.800 €
3 months of rent buffer + first month.
Berlin
Sources include official rules, operator fares, market reports, and price-index context. Historical check counts do not certify every current estimate. Exporting the counts does not recheck the sources.
ECB currency rates checked 08.09.26. Bank/card rates can include spreads and fees.
Transport sources, checked separately from rent and groceries:
Berlin: official transport source · checked 08.09.26
Rent and food sources. Their scope differs; these are not exact quotes for your budget:
Eurostat: country food price levels (2025) · checked 08.09.26
Empirica: winter 2026 unfurnished shared-room rents (warm rent) · checked 09.09.26
11 historical source checks · 0 community pricing inputs · Medium confidence · source checks 2026-09-08–2026-09-09; 0 overdue, 0 invalid/undated · separate background: 6 context-only (4 older than 90 days, 0 invalid/undated); 0 superseded sources retained · counts exported 2026-09-09; Checked sources cover Mietspiegel and IBB asking-rent pressure, Deutschlandticket, German deposit rules, health-insurance setup, and official Germany price baselines; furnished newcomer rent still needs stronger checks.
Source-backed anchors: Historical reviewed source checks cover rent, transit, deposits, health-access rules, and price-index context. Their original check dates matter: an export does not reverify a source or certify every modeled amount.
Official price-index spine: Official country-level price-index anchors provide context, not proof of a city's grocery basket, gym bill, or exact monthly spend. Direct receipts, checked carts, and accepted local pricing feedback can challenge the model, but supermarket scraping is not part of the recurring maintenance workflow.
Modeled planning lines: Social plans and extras/subscriptions remain rounded lifestyle estimates, not directly source-backed categories.